Capitalist Review: affiliate-friendly payouts and top-ups, virtual cards, multi-currency transfers and integrations with ad/cpa networks.
Capitalist is an online payment platform with a multi-currency wallet and a universal account for sending/receiving funds to bank cards, bank accounts, e-wallets, and even mobile operators worldwide. It offers virtual Visa/Mastercard cards for online payments (e.g., ads, subscriptions), managed from the same dashboard. For companies, there’s a Mass Payment Service and a Payments API to automate bulk payouts to cards, accounts, and wallets in one go. Internal transfers between Capitalist users are fee-free, while funding/withdrawal options include SWIFT/SEPA wires and more (fees are published on their tariff page). The consumer page highlights a free multi-currency wallet with instant conversion and virtual cards that can be linked to Apple Pay.
Pros:
- Automation & scale: Mass payouts + API for programmatic, high-volume disbursements.
- All-in-one wallet: pay out to cards, bank accounts, e-wallets; manage virtual cards from the same account.
- Transparent fees & funding: published tariffs; supports SWIFT/SEPA and internal transfers without fees.


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