Multicards

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RATING: 7/10

Multicards.io is a virtual card issuing platform built for media buying and online marketing, designed to simplify ad spend and budget control across teams. It lets you instantly create virtual cards with flexible controls such as daily and total limits, including cards that can use your main account balance as the spending limit. According to its Terms of Use, the service is positioned for advertising spend, supports funding via USDT on TRC20 and ERC20 networks, wire transfer, and Capitalist, and sets a card issuance fee of 2 USD or 2 EUR, while top up commissions depend on the funding method. It also promotes multiple BIN and geo options to improve approval rates on major ad platforms and provides team analytics and reporting features.

Pros:

  • Clear operational controls: per card limits plus balance linked cards for safer budget management.
  • Transparent baseline fees in the official terms, including a fixed card issuance cost and defined funding rails.
  • Wide BIN and geo coverage positioning for better acceptance on ad platforms, plus team spending analytics.
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